For sellers & listing agents
UAD 3.6 · Nov 2, 2026
UAD 3.6 · Nov 2, 2026
The Appraiser Upgrade Sheet
Starting November 2, 2026, conventional appraisals record updates in specific data fields instead of a comment box. An update with a year, a contractor and a permit is much easier for the appraiser to count. Fill this in at listing and hand it over at the door.
Property: ______________________________________ Year built: ________
| Item | Year done | Contractor | Permit # | Proof |
|---|---|---|---|---|
| RoofMaterial, full replace or layer | ||||
| HeatingFurnace / boiler, fuel type | ||||
| Central air / heat pump | ||||
| Water heaterTank or tankless | ||||
| WindowsHow many, which rooms | ||||
| Electrical servicePanel size, any rewiring | ||||
| Plumbing / sewer line | ||||
| KitchenCabinets, counters, appliances | ||||
| Bathroom(s)Which ones, what was done | ||||
| FlooringRooms, material | ||||
| Siding / exterior | ||||
| Finished basement / additionPermit and C.O. matter here | ||||
| SolarOwned or leased | ||||
| Well / septicLast service or test |
What counts as proof
Contractor invoice or receipt with a date · municipal permit or C.O. · warranty paperwork · manufacturer label with date of manufacture (water heaters and furnaces carry one) · dated before/after photos.
Where it goes
One copy to the appraiser at the inspection. One copy to the buyer’s lender so it goes with the appraisal order. Keep one in the listing file for a reconsideration of value if it’s needed.
Anything else the appraiser should know
A dated, permitted upgrade is much easier to credit than a note in the remarks. — Brian
Brian Marchand · (518) 396-7392
bmarchand@nafinc.com
bmarchand@nafinc.com
Brian Marchand, NMLS #481563 · Brian Marchand, Powered by New American Funding · New American Funding, LLC, NMLS #6606 · Equal Housing Lender. For educational purposes only; not a commitment to lend or an offer of credit. Providing documentation does not guarantee any appraised value. Appraisers determine value independently.