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Ridgewood, Queens · New York

Mortgage lender
in Ridgewood.

The lender who actually answers - and gets it closed. From co-ops to condos to multi-family across Queens, Brian Marchand makes the mortgage the easy part.

5.0★ average rating
Multi-family & co-ops
Licensed across New York State
Your Ridgewood loan consultant

Home financing,
the way it should be

Buying in Ridgewood - a landmark district of brick row houses and two- to four-family homes straddling the Brooklyn–Queens line - shouldn’t mean chasing a lender who never calls back. Brian Marchand helps buyers across Queens and all of New York, from first-time buyers to seasoned investors.

What clients say again and again is simple: he answers. Text him on a Saturday, call after hours, ask the "silly" first-timer question - you’ll get a real answer, quickly, in plain English.

And when a file is tricky, that’s exactly when Brian does his best work. Yes, when other lenders say no.

Brian Marchand, mortgage loan consultant serving Ridgewood, Queens NY
Getting to know Ridgewood

A snapshot of
Ridgewood

70,000Population
$875KMedian home value
$68KMedian household income
28%Homeownership rate

One of the strongest markets in Queens for two- to four-family and co-op financing - a favorite for house-hackers who want rental income under their own roof.

Neighborhoods & areas: Stockholm St Historic District · Fresh Pond · Seneca Ave

Figures are approximate U.S. Census / ACS & market estimates for Ridgewood, for general reference only.

The real numbers

What it costs to buy
in Ridgewood

Beyond the sticker price - the monthly math, NYC property taxes, the school district and the programs that can shrink your out-of-pocket.

Example monthly payment
$875KMedian home price
→
~$5,190Est. per month*
  • Principal & interest$4,420
  • Property taxes (est.)$580
  • Homeowners insurance$180
  • Mortgage insurance (20% down)$0

*Illustration only - $875K price, 20% down ($175K), 30-yr fixed at a sample 6.5% rate. Co-ops and condos carry separate monthly maintenance / common charges not shown here. Your actual rate and payment depend on your credit, loan program and the day you lock. Not a commitment to lend.

Run your own numbers → Get pre-approved

Property taxes

New York City taxes 1–3 family homes at a relatively low effective rate - often 0.6%–0.9% of market value a year - far below the upstate average. On a $875K home that’s roughly $580/mo. Co-ops and condos are assessed differently and bundle taxes into monthly charges. The STAR and veterans’ exemptions can lower the bill further.

Schools

Ridgewood is served by NYC District 24 within NYC Public Schools. Attendance zones vary block by block, so it’s always worth confirming the exact zoned schools for a specific address.

What sells here

Two- to four-family homes are the story here - rental income can help you qualify, and Brian structures the numbers so a multi works in your favor.

You may not need 20% down

Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, co-op and condo financing, plus SONYMA first-time-buyer loans with down-payment assistance. First-time buyer in Queens? He’ll line up every credit you’re eligible for.

See loan programs →
In & around Ridgewood

Queens,
neighborhood by neighborhood

Type in your address to see the real driving distance and time from your doorstep to every Queens neighborhood Brian serves.

Drive times across Queens

Enter your address to see the real driving distance and time to every Queens neighborhood Brian serves.

Sorted by drive time - closest first. Tap a neighborhood to find it on the map.

Estimates via OpenStreetMap routing - typical driving times, not live traffic.