The lender who actually answers - and gets it closed. From first-time buyers in the villages to canal-side homes along the Champlain, Brian Marchand makes the mortgage the easy part.
“Hudson Falls and Fort Edward are the value play next to Glens Falls. Same amenities, lower price, and a tax rate that runs above Warren County's - so we check both sides of the river.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing in Hudson Falls or Fort Edward shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Washington County - from first-time buyers in the villages to move-up families in Kingsbury and out toward Moreau.
This is where Brian's persistence stands out. One local buyer put it simply: the team "worked with me in spite of hurdles to get my loan approved."
Been told "no" somewhere else? That's exactly where Brian goes to work. Yes, when other lenders say no.
Two adjacent villages, two separate districts, and a county line that changes your tax rate by half a point.
Washington County's effective rate runs about 2.01%, and Warren County just across the river collects at a lower rate against higher values. Hudson Falls and Fort Edward sit on the Washington side, where the county median value is $176,900.
Hudson Falls is served by Hudson Falls CSD and Fort Edward by Fort Edward Union Free School District - two separate levies a couple of miles apart. School taxes typically drive 60% to 70% of a New York bill, so that gap shows up monthly.
Away from the village sewer lines, private well and septic are the norm. FHA, VA and USDA loans require water potability testing and septic clearance before closing, and a failed test turns into a repair condition on a deadline. Order those inspections early, not in week four.
Two adjoining villages on the Hudson and the Champlain Canal, minutes from Glens Falls and its hospital and amenities, at noticeably lower prices.
Neighborhoods & areas: Hudson Falls village · Fort Edward village · Kingsbury · Moreau line
Population is a 2020 U.S. Census figure for Hudson Falls & Fort Edward. Home value, household income and the effective rate are Washington County U.S. Census / ACS estimates; town, village and school district figures vary. For general reference only.
Beyond the sticker price - the monthly math, local property taxes, the school districts and the programs that can shrink your out-of-pocket.
*Escrow illustration only. Taxes and insurance estimated against the Washington County median value of $176,900; your actual assessment, exemptions and premium will differ. Principal and interest are not shown here because they depend on your credit, loan program, down payment and market conditions on the day you lock — use the calculator or call me for real numbers. Not a commitment to lend. Equal Housing Lender.
Hudson Falls and Fort Edward sit in Washington County, where effective rates run about 2.01%. Against the county median value of $176,900 that is roughly $296 a month before principal and interest. STAR and veterans credits can reduce it.
Hudson Falls is served by Hudson Falls Central School District and Fort Edward by Fort Edward Union Free School District, with outlying addresses falling toward South Glens Falls. Because school levies typically account for 60% to 70% of a New York tax bill, the district gets confirmed for the exact address before an offer goes out.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, plus USDA across much of Washington County, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He'll line up every credit you're eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
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