Before you dig in — a word from Brian
“Cross the bridge from Glens Falls into Moreau and you are in a different county and a different market. Most buyers never get that explained.”
Brian MarchandSr. Loan Consultant · NMLS #481563
The lender who actually answers - and gets it closed. From village homes in South Glens Falls to properties out along Route 9 in Moreau, Brian Marchand makes the mortgage the easy part.
“Cross the bridge from Glens Falls into Moreau and you are in a different county and a different market. Most buyers never get that explained.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing here shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers on both sides of the Hudson - Saratoga County buyers in Moreau and South Glens Falls, and Warren County buyers in Glens Falls and Queensbury.
This is the single clearest county-line arbitrage in the region, and most buyers looking in Glens Falls have never had it explained to them.
Been told “no” somewhere else? That’s exactly where Brian goes to work. Yes, when other lenders say no.
What actually decides your payment here, in plain language.
Addresses along the Hudson can fall inside a FEMA special flood hazard area, where flood insurance is required for the life of the loan and the premium counts in your ratios. The determination gets pulled early, not at closing.
What actually decides your payment here, in plain language.
Neighborhoods & areas: South Glens Falls village · Moreau · Fortsville · Gansevoort side · Route 9 corridor
Population is a U.S. Census figure for Moreau & South Glens Falls. USDA eligibility is set by address and the maps change. For general reference only.
The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.
South Glens Falls Central School District covers the village and much of Moreau, with edges toward Northumberland and Wilton.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, USDA zero-down in eligible areas outside the village, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He’ll line up every credit you’re eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
Verified reviews from Google & Zillow · See all 166+ reviews →
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More answers: all 58 questions on buying in the Capital Region →