The lender who actually answers - and gets it closed. From village homes off Route 20 to properties with land toward Brainard, Brian Marchand makes the mortgage the easy part.
“Nassau is quiet, cheap and mostly zero-down eligible. For a first-time buyer who wants land, it is one of the best-value addresses in the county.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing in Nassau shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Rensselaer County - zero-down first-timers, buyers with acreage, and families comparing two school districts.
Out here the deciding factors are USDA eligibility and whether the well and septic clear on schedule.
Been told “no” somewhere else? That’s exactly where Brian goes to work. Yes, when other lenders say no.
Broad zero-down eligibility, two districts to compare, and private water and septic on nearly every property.
Most of Nassau sits in USDA eligible territory - true zero down, no conventional-style monthly mortgage insurance. Eligibility is set by address, not by town, and the maps change, so the property gets checked.
Private well and septic are standard, and FHA, VA and USDA require potability testing and septic clearance before closing. On larger parcels the acreage affects the appraisal more than the loan.
A village and rural town in southern Rensselaer County along Route 20 - Nassau Lake, farmland, and an easy run into Albany or the Berkshires.
Neighborhoods & areas: Nassau village · Nassau Lake · Brainard · East Schodack side · Route 20 corridor
Population is a U.S. Census figure for Nassau. USDA eligibility is set by address and the maps change. For general reference only.
The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.
Nassau is split between East Greenbush and Averill Park.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, USDA zero-down across most of the town, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He’ll line up every credit you’re eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
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