Before you dig in — a word from Brian
“Amsterdam has some of the lowest price points in the state, and renovation financing is what turns those houses into homes.”
Brian MarchandSr. Loan Consultant · NMLS #481563
The lender who actually answers - and gets it closed. From first-time buyers on the South Side to multi-family purchases downtown, Brian Marchand makes the mortgage the easy part.
“Amsterdam has some of the lowest price points in the state, and renovation financing is what turns those houses into homes.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing in Amsterdam shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Montgomery County - from first-time buyers in the city to investors buying two- and three-family homes near downtown.
This is where Brian's persistence stands out. One local buyer put it simply: the team "worked with me in spite of hurdles to get my loan approved."
Been told "no" somewhere else? That's exactly where Brian goes to work. Yes, when other lenders say no.
What actually decides your payment here, in plain language.
A large share of the housing here predates 1940. FHA and VA appraisals follow minimum property standards, so peeling paint, unsafe rails, roof life and non-functional systems get flagged and become closing conditions. Where the work is real, an FHA 203(k) or HomeStyle renovation loan finances the purchase and the repairs in one closing.
A Mohawk River city with a dense downtown, a restored pedestrian bridge and the most affordable housing stock within 40 minutes of Schenectady. Heavily pre-1940 construction.
Neighborhoods & areas: Downtown Amsterdam · Port Jackson · Hagaman · Town of Amsterdam
Population is a 2020 U.S. Census figure for Amsterdam. Census / ACS estimates; town, village and school district figures vary. For general reference only.
The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.
The city is served by Greater Amsterdam School District, with outlying addresses falling toward Broadalbin-Perth or Fonda-Fultonville.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, plus USDA across much of Montgomery County, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He'll line up every credit you're eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
Verified reviews from Google, Zillow, Facebook & Experience.com · See all 169+ reviews →
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More answers: all 47 questions on buying in the Capital Region →
Brian Marchand · Sr. Loan Consultant, New American Funding · NMLS #481563
Works on mortgages for buyers and homeowners in Amsterdam and the Capital Region. Licensed in New York State. New American Funding, NMLS #6606 · 18 Computer Dr E, Suite 103, Albany, NY 12205.