Before you dig in — a word from Brian
“Castleton is a walkable river village at a price that surprises people. The flood determination is the first thing I pull, not the last.”
Brian MarchandSr. Loan Consultant · NMLS #481563
The lender who actually answers - and gets it closed. From village houses above the river to homes out toward Schodack Center, Brian Marchand makes the mortgage the easy part.
“Castleton is a walkable river village at a price that surprises people. The flood determination is the first thing I pull, not the last.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing in Castleton shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers all over southern Rensselaer County - village buyers, riverfront buyers, and first-timers who want walkability at a low price.
On the river, the flood determination and the condition of older village housing are what decide how smoothly the file moves.
Been told “no” somewhere else? That’s exactly where Brian goes to work. Yes, when other lenders say no.
A small walkable village, a river that affects insurance on some addresses, and older homes where program choice matters.
Castleton gives you a real village - sidewalks, a Main Street, the river - at prices well under the suburbs north of it. For a first-time buyer that combination is rare.
Riverfront and low-lying addresses can fall inside a FEMA special flood hazard area, where flood insurance is required for the life of the loan and the premium counts in your debt-to-income. That determination gets pulled in week one.
A small Hudson River village in southern Rensselaer County - sidewalks and Victorian houses above the water, twenty minutes from Albany.
Neighborhoods & areas: Castleton village · Schodack Landing · Brookview · Route 9J · Schodack Center side
Population is a U.S. Census figure for Castleton-on-Hudson. USDA eligibility is set by address and the maps change. For general reference only.
The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.
Maple Hill (Schodack Central) serves the village, with nearby addresses toward East Greenbush.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, plus renovation financing for older village homes, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He’ll line up every credit you’re eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
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