The lender who actually answers - and gets it closed. From first-time buyers on Kingsboro Avenue to renovation files on the old glove-shop houses, Brian Marchand makes the mortgage the easy part.
“Gloversville is the best renovation-loan market I work in. The houses are cheap and they all need something - that's exactly what a 203(k) is for.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing in Gloversville shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Fulton County - from first-time buyers in the city to investors buying multi-family near downtown.
This is where Brian's persistence stands out. One local buyer put it simply: the team "worked with me in spite of hurdles to get my loan approved."
Been told "no" somewhere else? That's exactly where Brian goes to work. Yes, when other lenders say no.
What actually decides your payment here, in plain language.
A large share of the housing here predates 1940. FHA and VA appraisals follow minimum property standards, so peeling paint, unsafe rails, roof life and non-functional systems get flagged and become closing conditions. Where the work is real, an FHA 203(k) or HomeStyle renovation loan finances the purchase and the repairs in one closing.
Fulton County's largest city, built by the glove industry and full of substantial older homes at prices that surprise people. Twenty minutes from the Great Sacandaga Lake.
Neighborhoods & areas: Downtown Gloversville · Kingsboro · Mayfield line · Bleecker
Population is a 2020 U.S. Census figure for Gloversville. Census / ACS estimates; town, village and school district figures vary. For general reference only.
The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.
The city is served by Gloversville Enlarged School District, with outlying addresses falling toward Mayfield, Broadalbin-Perth or Greater Johnstown.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, plus USDA across much of Fulton County, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He'll line up every credit you're eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
Verified reviews from Google, Zillow, Facebook & Experience.com · See all 169+ reviews →
Type in your address to see the real driving distance and time from your doorstep to every town we serve nearby.
Enter your address to see the real driving distance and time to every town we serve nearby.
Sorted by drive time - closest first. Tap a town to find it on the map.
More answers: all 47 questions on buying in the Capital Region →
Brian Marchand · Sr. Loan Consultant, New American Funding · NMLS #481563
Works on mortgages for buyers and homeowners in Gloversville and the Capital Region. Licensed in New York State. New American Funding, NMLS #6606 · 18 Computer Dr E, Suite 103, Albany, NY 12205.