Before you dig in — a word from Brian
“This is farm country, and farm country means land, barns and outbuildings that all need handling before the offer.”
Brian MarchandSr. Loan Consultant · NMLS #481563
The lender who actually answers - and gets it closed. From first-time buyers in the villages to farm and acreage purchases across Easton and Jackson, Brian Marchand makes the mortgage the easy part.
“This is farm country, and farm country means land, barns and outbuildings that all need handling before the offer.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing in Greenwich or Cambridge shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Washington County - from first-time buyers in the villages to families buying land in Easton, Jackson and Salem.
This is where Brian's persistence stands out. One local buyer put it simply: the team "worked with me in spite of hurdles to get my loan approved."
Been told "no" somewhere else? That's exactly where Brian goes to work. Yes, when other lenders say no.
What actually decides your payment here, in plain language.
Conventional appraisals give limited value to acreage beyond the homesite, and barns may be treated as contributory or not at all. On larger parcels the appraiser needs comparable sales with similar land, which are thin here. If the price assumes the land, that conversation belongs before the offer.
USDA zero-down eligibility covers most of Washington County outside the village cores. Combined with zero-down VA and SONYMA down payment assistance, buyers here regularly close with far less cash than they came in expecting.
Two village centers in Washington County's farm belt, between the Hudson and the Vermont line. Working dairy and crop land, with Saratoga about 30 minutes west.
Neighborhoods & areas: Greenwich village · Cambridge village · Easton · Jackson · Salem
Population is a 2020 U.S. Census figure for Greenwich & Cambridge. Census / ACS estimates; town, village and school district figures vary. For general reference only.
The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.
Greenwich is served by Greenwich Central School District and Cambridge by Cambridge Central School District, with outlying addresses falling toward Salem or Schuylerville.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, plus USDA across much of Washington County, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He'll line up every credit you're eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
Verified reviews from Google & Zillow · See all 166+ reviews →
Type in your address to see the real driving distance and time from your doorstep to every town we serve nearby.
Enter your address to see the real driving distance and time to every town we serve nearby.
Sorted by drive time - closest first. Tap a town to find it on the map.
More answers: all 58 questions on buying in the Capital Region →