Before you dig in — a word from Brian
“Hudson is the one market up here where downstate money sets the price. You need to be ready before you tour.”
Brian MarchandSr. Loan Consultant · NMLS #481563
The lender who actually answers - and gets it closed. From first-time buyers to renovation files on 1800s Warren Street rowhouses, Brian Marchand makes the mortgage the easy part.
“Hudson is the one market up here where downstate money sets the price. You need to be ready before you tour.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing in Hudson shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Columbia County - from first-time buyers in Hudson and Greenport to weekenders financing a second home off Warren Street.
This is where Brian's persistence stands out. One local buyer put it simply: the team "worked with me in spite of hurdles to get my loan approved."
Been told "no" somewhere else? That's exactly where Brian goes to work. Yes, when other lenders say no.
The prices are the highest. Both facts change your file.
Much of Warren Street and the Union Street historic district predates 1900. Knob-and-tube wiring, original slate, and lead paint all show up in appraisals. FHA and VA follow minimum property standards, and a flagged condition becomes a closing condition - renovation financing often fits better than a standard loan.
A Hudson River city that turned into one of the Northeast's most in-demand small markets. Warren Street galleries and restaurants, Amtrak to Penn Station in about two hours, and a housing stock that is largely 19th-century.
Neighborhoods & areas: Warren Street · Union Street Historic District · Greenport
Population is a 2020 U.S. Census figure for Hudson. Census / ACS estimates; town, village and school district figures vary. For general reference only.
The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.
The city is served by Hudson City School District, with nearby addresses falling toward Greenport or Claverack.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, plus USDA across much of Columbia County, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He'll line up every credit you're eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
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More answers: all 47 questions on buying in the Capital Region →
Brian Marchand · Sr. Loan Consultant, New American Funding · NMLS #481563
Works on mortgages for buyers and homeowners in Hudson and the Capital Region. Licensed in New York State. New American Funding, NMLS #6606 · 18 Computer Dr E, Suite 103, Albany, NY 12205.