Before you dig in — a word from Brian
“Johnstown is the quieter half of the Fulton County pair. Same low prices, and a straighter shot to the Thruway.”
Brian MarchandSr. Loan Consultant · NMLS #481563
The lender who actually answers - and gets it closed. From first-time buyers in the city to acreage purchases out toward Perth, Brian Marchand makes the mortgage the easy part.
“Johnstown is the quieter half of the Fulton County pair. Same low prices, and a straighter shot to the Thruway.”
Brian MarchandSr. Loan Consultant · NMLS #481563
Buying or refinancing in Johnstown shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Fulton County - from first-time buyers in the city to move-up families in Perth and the Town of Johnstown.
This is where Brian's persistence stands out. One local buyer put it simply: the team "worked with me in spite of hurdles to get my loan approved."
Been told "no" somewhere else? That's exactly where Brian goes to work. Yes, when other lenders say no.
A historic small city with low entry prices, a single city district, and USDA eligibility a few minutes outside it.
USDA zero-down eligibility covers much of the Town of Johnstown and the surrounding countryside, often within a few minutes of the city line. For a buyer with limited cash it is regularly the strongest option available.
A historic Fulton County city with a colonial-era core, low prices and quick access to Route 30A and the Thruway. Twenty-five minutes from Amsterdam.
Neighborhoods & areas: Johnstown city · Town of Johnstown · Perth · Sammonsville
Population is a 2020 U.S. Census figure for Johnstown. Census / ACS estimates; town, village and school district figures vary. For general reference only.
The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.
The city is served by Greater Johnstown School District, with outlying addresses falling toward Broadalbin-Perth or Gloversville Enlarged.
Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, plus USDA across much of Fulton County, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He'll line up every credit you're eligible for.
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
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More answers: all 47 questions on buying in the Capital Region →
Brian Marchand · Sr. Loan Consultant, New American Funding · NMLS #481563
Works on mortgages for buyers and homeowners in Johnstown and the Capital Region. Licensed in New York State. New American Funding, NMLS #6606 · 18 Computer Dr E, Suite 103, Albany, NY 12205.