Brooklyn moves differently than the rest of the city - brownstones in Park Slope, condos in Williamsburg, two- to four-families across Bay Ridge, Bushwick and Bed-Stuy. Brian works this borough like a local. Different borough, same promise: the lender who actually answers.
A Park Slope brownstone underwrites nothing like a Williamsburg new condo, and a Bay Ridge two-family is its own animal. Brian knows which program moves fastest in each - and where the deals actually get done. Find your neighborhood below.
Landmarked brownstones and pre-war co-ops. Brian knows the appraisers and underwriters who handle Park Slope files fluently.
Talk Park Slope with Brian →Boutique and tower condos - warrantable and non-warrantable. New-dev, sponsor units, jumbo pricing done cleanly.
Talk Williamsburg with Brian →One- to four-family houses with strong rental income. House-hack math and FHA multi-unit programs where they actually work.
Talk Bay Ridge with Brian →Two- to four-family investor territory. Brian structures the DTI and rent-roll math so the deal actually pencils out.
Talk Sunset Park with Brian →Converted loft condos and small multi-families. Non-warrantable and portfolio options when conventional won't play.
Talk Bushwick with Brian →Landmarked brownstones and gut-renovations. Renovation-loan structuring and end-loan financing under one roof.
Talk Bedford-Stuyvesant with Brian →A top pocket for down-payment-assistance and first-time-buyer programs. Brian pairs the right subsidy with the right loan.
Talk Flatbush with Brian →Waterfront co-ops and condos, some non-warrantable. Brian has the lender relationships to get these buildings cleared.
Talk Sheepshead Bay with Brian →Historic-district co-ops with strict board packages. Files structured so the board says yes the first time.
Talk Brooklyn Heights with Brian →Brooklyn isn't one market, and it isn't financed like one. A brownstone that needs work, a co-op, a condo and a two-family each need a different playbook. Here's what Brian runs here.
Best for a place with great bones and a long to-do list
FHA 203k and HomeStyle renovation loans roll the repairs into the mortgage, so a brownstone that needs a kitchen, systems or a gut refresh becomes possible instead of impossible. On a two-to-four family, the rent can often help you qualify too.
See renovation details →Best for much of Brooklyn's apartment stock
A co-op is shares in a corporation, so it needs a lender comfortable with co-op share loans and the building's board and financials. Brian builds the board package and approval into the timeline from day one, so it doesn't blindside you later.
See co-op details →Best when you want ownership like a house
A condo underwrites more like a single-family home, with a project review of the building instead of a board. Newer buildings across Williamsburg and Downtown Brooklyn often fit here, and the right loan depends on the project's approval status.
See condo details →Best for Brooklyn's deep multi-family stock
On an owner-occupied two-to-four family, a portion of the market rent can typically count toward your income. The appraiser completes a rent schedule, and how much counts varies by program. It's one of the smartest ways to buy in Brooklyn.
See multi-family details →Best when tax returns don't tell the whole story
If your returns show enough, conventional works. If they don't, bank-statement programs can qualify you on your actual deposits instead. These are hand-quoted, because the fit depends on your full picture.
See bank-statement details →Best for rental purchases
A DSCR loan can qualify on the rent the property brings in rather than your personal income, which keeps investor deals clean. It's a common tool for one-to-four unit rentals across Brooklyn, quoted on the specific property.
See investor details →The path is mostly the same everywhere, with one Brooklyn wrinkle most buyers don't see coming: the co-op board.
Before you tour anything, we set your real numbers. Start online or grab a quick call - often same day or next. A real pre-approval is what lets you move in a market that doesn't wait.
Brownstone, co-op, condo and two-to-four family each finance differently, so we decide the program before you make an offer. Your offer gets built on financing that actually fits.
Once you're in contract, the pre-approval becomes a full application. On a two-to-four family, this is where we build in the rent schedule so a portion of the rent can help you qualify.
The step people underestimate. Co-ops require a board package and approval, and it takes real paperwork and time. Because we plan for it from the start, it's a checklist, not a fire drill.
The lender confirms value and, depending on the property, reviews the condo project or the co-op's financials. We line this up early so nothing stalls at the end.
Underwriting verifies the full file. Once you're cleared to close, we walk the final numbers together, you sign, and it's yours. No surprises at the table.
This isn't a lender parachuting in from upstate. Brian's in Brooklyn often, understands the borough's mix - landmarked brownstones, warrantable and non-warrantable condos, two- to four-family math, first-time buyer programs. When your agent needs a lender who gets it, that's the whole point.