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Schodack, New York

Schodack, NY.

The lender who actually answers - and gets it closed. From farmland along Route 9 to homes near Schodack Center, Brian Marchand makes the mortgage the easy part.

5.0★ average rating
166+ five-star reviews
Local to Rensselaer County
Answers days, nights & weekends
Before you dig in — a word from Brian
“Schodack is farm country twenty minutes from Albany. Land, barns and outbuildings are what make those files interesting.”
Brian Marchand Brian MarchandSr. Loan Consultant · NMLS #481563
Your Schodack loan consultant

Home financing,
the way it should be

Buying or refinancing in Schodack shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Rensselaer County - USDA zero-down buyers, buyers with acreage, and families buying into the Maple Hill district.

Been told “no” somewhere else? That’s exactly where Brian goes to work. Yes, when other lenders say no.

Brian Marchand, mortgage loan consultant serving Schodack, NY
What actually moves your number

What decides
a Schodack payment

What actually decides your payment here, in plain language.

Zero down, twenty minutes out

Much of Schodack is USDA eligible - a true zero-down program - while still being a straightforward commute to Albany. Eligibility is set by address and the maps change, so the specific property gets checked.

Getting to know Schodack

A snapshot of
Schodack, NY

12,800Population
Yes — mostUSDA zero-down

A rural town at the southern end of Rensselaer County - orchards and farmland along Route 9, the Hudson shoreline, and a straight run into Albany.

Neighborhoods & areas: Schodack Center · Schodack Landing · Castleton line · East Schodack · Route 9 corridor

Population is a U.S. Census figure for Schodack. USDA eligibility is set by address and the maps change. For general reference only.

Worth knowing

What to know about
buying in Schodack

The school districts, the programs that can shrink your out-of-pocket, and the details worth handling before you make an offer.

School districts

Maple Hill (Schodack Central) covers much of the town, with parts toward East Greenbush.

You may not need 20% down

Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, USDA zero-down across much of the town, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He’ll line up every credit you’re eligible for.

See loan programs
From upstate New York clients

Real buyers.
Real results.

★★★★★
Brian and his team were awesome and really helped me with a pretty complicated process. Can’t recommend them enough!
AAlexis B.
Verified client · Zillow
★★★★★
Brian explained everything well, was very thorough, and always answered my questions quickly. I would recommend him to everyone.
JJameson P.
Verified client · experience.com
★★★★★
I highly recommend Brian. He consistently provides a five-star mortgage experience for my clients - quick response and deep knowledge.
GGenevieve S.
Verified client · Google

Verified reviews from Google & Zillow · See all 166+ reviews →

In & around Schodack

Serving Schodack &
Rensselaer County

Type in your address to see the real driving distance and time from your doorstep to every town we serve nearby.

Drive times to each town

Enter your address to see the real driving distance and time to every town we serve nearby.

Sorted by drive time - closest first. Tap a town to find it on the map.

Estimates via OpenStreetMap routing - typical driving times, not live traffic.
Good to know

Schodack mortgage
questions, answered

Can I buy in Schodack with no money down?+
In much of the town, yes. USDA eligible territory is broad here and USDA is a true zero-down program. Eligibility is by address rather than town and the maps change, so the specific property gets checked.
Do I need flood insurance near the river?+
Some Hudson-side and creek addresses do. Where a property sits inside a FEMA special flood hazard area, flood insurance is required for the life of the loan and the premium counts in your ratios.
Are you actually available on nights and weekends?+
It's the single most common thing clients mention. Homes and offers don't wait for business hours, so Brian doesn't either - call or text and you'll hear back quickly, even after hours.

More answers: all 58 questions on buying in the Capital Region →