Bankruptcy, divorce, credit dings, gift funds, co-borrowers — real scenarios from real files, written town by town for the Capital Region and NYC.
You don't need 20% down. Here's the real menu of low-down loans and DPA programs available to Capital Region buyers — SONYMA, county programs, and how to stack them.
BankruptcyThe real waiting periods for FHA, VA, Conventional and Non-QM — and the one document that can shave a year off the clock.