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Glens Falls, New York

Mortgage lender
in Glens Falls, NY.

The lender who actually answers - and gets it closed. From first-time buyers to tough files in the Glens Falls area, Brian Marchand makes the mortgage the easy part.

5.0★ average rating
200+ five-star reviews
Local to Warren & Washington Counties
Answers days, nights & weekends
Your Glens Falls loan consultant

Home financing,
the way it should be

Buying or refinancing in Glens Falls shouldn't mean giving up when a file gets complicated. Brian Marchand has helped buyers throughout Warren and Washington Counties - from first-time buyers in Glens Falls and Queensbury to families up toward Lake George.

This is where Brian's persistence stands out. One Glens Falls buyer put it simply: the team "worked with me in spite of hurdles to get my loan approved."

Been told "no" somewhere else? That's exactly where Brian goes to work. Yes, when other lenders say no.

Brian Marchand, mortgage loan consultant serving Glens Falls, NY
Why Glens Falls buyers choose Brian

Three things you'll
notice right away

He actually answers

Calls, texts and emails returned quickly - including nights and weekends when you're touring homes and offers move fast.

Closes on time

Glens Falls clients routinely close smoothly - some ahead of schedule. Brian stays on top of every step so nothing stalls at the finish line.

Explains everything

First mortgage? No problem. Brian walks you through every option and number in plain terms, so you always know exactly what's next.

Getting to know Glens Falls

A snapshot of
Glens Falls, NY

14,000Population
$225KMedian home value
$56KMedian household income
55%Homeownership rate

The “Hometown, U.S.A.” gateway to the southern Adirondacks, with a walkable downtown, the Hyde Collection and a lively arts scene. Historic homes and approachable prices make it a strong first-time market.

Neighborhoods & areas: Downtown · East Field · West Glens Falls

Figures are approximate U.S. Census / ACS estimates, for general reference only.

The real numbers

What it costs to buy
in Glens Falls

Beyond the sticker price - the monthly math, local property taxes, the school districts and the programs that can shrink your out-of-pocket.

Example monthly payment
$225KMedian home price
→
~$1,650Est. per month*
  • Principal & interest$1,280
  • Property taxes (est.)$240
  • Homeowners insurance$60
  • Mortgage insurance (10% down)$70

*Illustration only - $225K price, 10% down ($22,500), 30-yr fixed at a sample 6.5% rate. Your actual rate and payment depend on your credit, loan program and the day you lock. Not a commitment to lend.

Run your own numbers → Get pre-approved

Property taxes

Warren County runs among the lowest effective property-tax rates in the region - roughly 1.1%–1.5% of value a year. On a $225K home that's about $206–$281/mo. Your exact bill depends on the school district and exemptions like STAR and veterans' credits.

School districts

Glens Falls is served primarily by the Glens Falls City School District. The district drives a big part of your tax bill, so it's always worth confirming the exact lines for a specific address.

You may not need 20% down

Brian works with 3% & 5%-down conventional, FHA (3.5% down), zero-down VA, plus USDA in the rural stretches of Warren County, and SONYMA first-time-buyer loans with down-payment assistance. First-time buyer? He'll line up every credit you're eligible for.

See loan programs →
From Glens Falls clients

Real Glens Falls buyers.
Real results.

★★★★★
The NAF team worked with me in spite of hurdles to get my loan approved. Thank you for the patience and faith in the process.
RRuben H.
Glens Falls, NY
★★★★★
Brian and his assistant Katie were wonderful to work with. It means a lot to know you felt supported and taken care of.
KKalie F.
Fort Edward, NY
★★★★★
Very helpful in the mortgage process. Got us a great rate, and was always there when we had questions. He stayed on top of every stage.
KK. Boyd
Lake Luzerne, NY · Zillow

Verified reviews from Google & Zillow · See all 200+ reviews →

In & around Glens Falls

Warren County,
town by town

Type in your address to see the real driving distance and time from your doorstep to every town we serve nearby.

Drive times to each town

Enter your address to see the real driving distance and time to every town we serve nearby.

Sorted by drive time - closest first. Tap a town to find it on the map.

Estimates via OpenStreetMap routing - typical driving times, not live traffic.
Good to know

Glens Falls mortgage
questions, answered

Do you work with first-time home buyers in Glens Falls?+
Absolutely - first-time buyers are a big part of who Brian helps. He'll walk you through pre-approval, your loan options and every number in plain English, and he's known for patiently answering questions no matter how small.
How fast can I get pre-approved?+
Often the same day or the next. You can start your pre-approval online anytime, or book a quick call with Brian. A strong pre-approval lets you shop with confidence and make competitive offers in the Glens Falls market.
What types of loans do you offer?+
Conventional, FHA, VA, USDA, jumbo, renovation loans and more - plus refinances. If you've been told "no" elsewhere or have a file that doesn't fit the usual box, that's exactly where Brian shines. See the full lineup on the Loan Programs page.
Can I refinance my Glens Falls home?+
Yes. Whether you're lowering your rate, tapping equity, or getting out of a bad experience with another lender, Brian handles Warren & Washington Counties refinances start to finish. Try the Is a Refi Worth It? tool to see if the numbers make sense for you.
Are you actually available on nights and weekends?+
It's the single most common thing clients mention. Homes and offers don't wait for business hours, so Brian doesn't either - call or text and you'll hear back quickly, even after hours.