Is refinancing worth it? Run your own numbers

A free refinance break-even calculator for Capital Region homeowners: compare your current mortgage payment against today's options and see how long it takes to recover the closing costs.

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Refinance guidelines, seasoning rules and cost assumptions on this page last verified . Guidelines, limits, rates and program terms change — verified figures are current as of that date, not a commitment to lend.

Brian Marchand, Sr. Loan Consultant at New American Funding

Brian Marchand · Sr. Loan Consultant, New American Funding · NMLS #481563

Works on refinance analysis for buyers and homeowners in Albany, NY and the Capital Region. Licensed in New York State. New American Funding, NMLS #6606 · 18 Computer Dr E, Suite 103, Albany, NY 12205.

About Brian