The everyday programs you'd expect - plus the harder files most lenders won't touch. If there's a way to the closing table, we'll find it together.
Program guidelines on this page last verified . Guidelines, limits and program terms change — verified figures are current as of that date, not a commitment to lend.
Competitive, well-known programs for buying and refinancing across Albany and the Capital Region - matched to your goals and structured to close on time.
Fixed and adjustable rates for strong-credit buyers.
Government-backed loans with flexible guidelines.
New York State's first-time homebuyer program - designed to help NYers actually buy in NY.
Earned benefits for those who served.
Zero-down financing for eligible rural areas across upstate NY.
Reset your rate or term, or put your equity to work.
Financing above conforming limits for higher-priced homes.
Apartment financing where the building gets underwritten too.
Tap your home’s equity with a flexible line of credit.
The camp on the lake, or a place near the kids.
Build it from the ground up on one closing.
Any mortgage company can close an 800-FICO, 20%-down vanilla deal.
It takes a special one to close these.
Divorce, a recent bankruptcy, gift funds, a co-signing parent — these come up constantly, and each has its own rulebook across FHA, VA, Conventional, and Non-QM.
*Program availability, rates and terms are subject to credit approval and may change without notice. Minimum FICO and other requirements vary by program. This is not a commitment to lend. Brian Marchand is a Senior Loan Consultant with New American Funding, LLC. Company NMLS #6606 · Individual NMLS #481563. Equal Housing Lender.
Brian Marchand · Sr. Loan Consultant, New American Funding · NMLS #481563
Works on the full range of loan programs for buyers and homeowners in Albany, NY and the Capital Region. Licensed in New York State. New American Funding, NMLS #6606 · 18 Computer Dr E, Suite 103, Albany, NY 12205.